Insurance Designed For Small Business

PAL & Associates will help your small business find coverage specific to your needs. Get Quote

Trust us with your commercial insurance needs

You’ve taken a big risk by starting your own business. At PAL & Associates, we’ll help you protect and grow that business with insurance customized to help meet your needs.

Shop a variety of commercial insurance products through several trusted providers with PAL & Associates.

Insurance Products

  • Workers' Compensation Insurance
  • Business Liability Insurance
  • Commercial Auto Insurance
  • Commercial Property Insurance
  • Commercial Umbrella Insurance
  • Professional Liability Insurance
  • Cyber Liability
  • Builders’ Risk

Industries Covered

Professional Offices
Food & Beverage

and more!

Let us know how we can help.

We help you get the most out of your coverage. Have questions? Just ask. (605) 376-1996
What are the advantages to using an agent to purchase insurance?
By using an agent to purchase insurance, the policyholder receives more personal service. An agent with whom there is direct contact can be vital when purchasing a product and necessary when filing a claim. Also, we compare rates from multiple insurance carriers, which saves you time and helps you find the best rate.
Does it cost more to work with an insurance agent?
No. Insurance companies must their submit rates with each state government. This means you will pay the same premium rate whether you apply online or through a licensed agent.
How quickly can I get covered?
Coverage time varies for each product based on your eligibility and the underwriting process. We work to get you the right level of protection as quickly as possible. Many customers have coverage active within 48 hours.

See What Pal & Associates Can Do For You