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Discovery
Life is full of opportunities, and at PAL & Associates, we’re here to help you quickly understand what
insurance solutions fit what you need today to help your future aspirations.
Comparison
Pal & Associates is an independent insurance agency, which means we compare rates from multiple
insurance carriers. This saves you time and helps you find the best rate.
Commitment
We've built our business around truly understanding what’s important for you to protect. Because of
this, you can be confident we'll be here to support you now and in the future.
Why choose PAL & Associates?
Pal & Associates is a full-service commercial insurance broker here to help you easily understand and
match you with the right solutions for your unique needs. Once you are a PAL & Associates customer, you
have our lifetime commitment to help you with any questions you might have or modify your coverage as
your needs change.
Workers' Compensation Insurance
Protect both your business and employees should an illness or accident arise while on the
job.
Business Owners Policy
Business owners policy combines both property and liability coverage into one convenient package.
Commercial Auto Insurance
Covers injuries that you or your employees may cause to other people and their property while
driving.
Let us know how we can help.
We help you get the most out of your coverage. Have questions? Just ask.(605) 376-1996
What are the advantages to using an agent to purchase insurance?
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By using an agent to purchase insurance, the policyholder receives more personal service. An
agent with whom there is direct contact can be vital when purchasing a product and necessary
when filing a claim. Also, we compare rates from multiple insurance carriers, which saves you
time and helps you find the best rate.
Does it cost more to work with an insurance agent?
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No. Insurance companies must their submit rates with each state government. This means you will
pay the same premium rate whether you apply online or through a licensed agent.
How quickly can I get covered?
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Coverage time varies for each product based on your eligibility and the underwriting process. We
work to get you the right level of protection as quickly as possible. Many customers have
coverage active within 48 hours.